Wow, I Could Eat This Every Day! Baked Cheese Bread with Ham

Preparation:

First, preheat your oven to 240 °C (top and bottom heat).
Mix the sour cream, crème fraîche, and mustard until smooth. Season with salt and pepper.
Stir the diced ham and grated cheese into the cream mixture.
Spread the mixture evenly over the slices of bread, place them on the oven rack, and bake for 8 to 10 minutes until golden brown.

Remove the cheese bread from the oven and serve.

Enjoy!